FAQ

We’re often asked, “What sets Future Financial apart from other wealth management firms?” One of the first things we point to is as independent advisory firm we answer to you and only you. Our experienced team of professionals is dedicated to helping you achieve your goals through our mission of TRUST & SERVICE.

As an independent Registered Investment Advisor (RIA), Future Financial is a fiduciary and has a duty to act in your best interest and to disclose any possible conflicts of interest. Ethically, legally and philosophically, our interests are always aligned with you.

• Employ an "open architecture" investment selection and do not use any proprietary products.
• Focused on providing the best advice, not selling products.
• Not part of a bank, insurance company or Wall Street firm
• No hidden compensation arrangements.
• Personally invest our own assets in the same strategies and investment vehicles as our clients

We have carefully chosen our custodial partnership with Charles Schwab & Co. Learn much more about how Future Financial and Schwab work to serve you in A winning relationship You, your investment advisor, and Schwab.

Schwab offers online access called Alliance you have full access to accounts under your social security number.   You have access to maintenance your account(s) through Alliance when you have an address or phone number change.

Future Financial also hosts a site you can see all of the accounts under your household (spouse, children, etc.) You will also have access to a "vault" which holds previous Schwab statements as well as quarterly reporting for your household.

We do not have a minimum account size.

Future Financial is registered with the United States Securities and Exchange Commission (SEC) as an investment adviser. The SEC is an independent federal government regulatory agency responsible for protecting investors, maintaining fair and orderly functioning of the securities markets, and facilitating capital formation. As a registered investment advisor (RIA) we update our information on a regular basis via our Firm Brochure and Client Relationship Summary. Free and simple tools are available to research firms and financial professionals at Investor. gov/CRS, which also provides educational materials about broker-dealers, investment advisers and investing.

As outlined in our Privacy Policy, Future Financial is committed to protecting your privacy and the confidentiality of our relationship. Future Financial and Schwab follow stringent internal practices and business standards designed to keep client assets safe. Protecting your accounts and information is our top priority. Schwab has its own privacy policy that applies to consumers who are current or former account holders at Schwab. It ensures that your personal information is never sold and is shared only with third parties in the very limited circumstances allowed or required by law. Future Financial and Schwab work to protect you from unauthorized account access and other security hazards. Learn more about these protections through SchwabSafe, a collection of security measures designed to keep your personal and financial information safe online.

Future Financial has the ability to leverage numerous relationships with other professionals to ensure continuity of our clients overall needs. These areas include:

• Protection

• Social Security benefits
• Estate planning
• Tax planning and preparation

+Protect and never share your personal information